Credit Card Debt Relief
Lower Your Rates, One Monthly Payment, No Credit Score Requirement
How much debt do you have?
(844) 204-2066
– OR –
Credit Card Debt Relief
How much debt do you have?
(844) 204-2066
– OR –
You are not alone.
We’ve helped more than
2 million people handle debt.
Just a few bits of information and we can get your account created and get started.
Review your report with a counselor and get a better idea of the pathway ahead.
Credit Counseling
Credit Counseling is a free service offered by YourDebtChoices. During the counseling session, you’ll provide information about your personal finances, including income and expenses. We’ll pull your credit report to see how much debt you have (this gives us accurate, up-to-date balances and is a “soft pull” which will not affect your credit score). We’ll diagnose your situation and provide you with a range of debt relief options. One debt relief solution may be a debt management plan; another may be bankruptcy. Call (844) 204-2066 to speak with a certified credit counselor or Start online credit counseling.
Debt Management Programs
Are you looking to consolidate your credit card debt payments without taking out a new loan? Our debt management program is not a new loan, but it can help you get out of debt. And did you know that you can qualify for our debt management program with bad credit? We work with your creditors to get you debt relief now, in the form of lower interest rates, waived credit card fees and lower credit card monthly payments. With more of your monthly payment going toward debt balance, you can dramatically lessen the time it takes to become debt free. Find out if you qualify for our debt management program.
Debt Consolidation Programs
One of the most popular features of our debt management plan is debt consolidation. Paying multiple creditors – each with different due dates – can be time consuming and stress inducing. With the our debt consolidation alternative, you make only one consolidated debt payment and we handle the payments to each creditor; this delivers the convenience of debt consolidation without the risk of taking out a new loan. Our free credit consolidation helps you pay back your credit card debt faster than making minimum payments on your own.
Debt Relief Solutions
We offer free and impartial debt relief solutions to consumers struggling with credit card or other unsecured debt. If you feel overwhelmed by debt, call a certified credit counselor or get started online for a free analysis of your financial situation. You could be just minutes away from debt relief.
Bankruptcy Counseling
Before filing bankruptcy, you must complete a pre-filing credit counseling session; also you must complete a Debtor Education course before your bankruptcy case is discharged (both are mandated by U.S. bankruptcy code) . We offer both pre-file credit counseling and pre-discharge debtor education.
Financial Literacy Education
In addition the many debt solution services offered, we maintain a large library of financial literacy education materials. These workbooks, presentations, articles and calculators are free to use at home or by teachers in the classroom.
Why Our Services?
Our mission is to help consumers achieve financial balance and move closer to their dreams.
Your success is our No. 1 priority.
We partners with organizations, companies, law firms, employers and educational institutions
where such a partnership can aid our clients (by bringing to their attention valuable products or services)
or help in enhancing the financial literacy of their employees, students or clients.